Your Complete Personal Insurance & Protection Guide
We've Got Your Hand, Every Step.
Choose the Right Cover for Your Life
"Richard has looked after my family's protection needs since 2017. When he left a previous company, he recommended I keep my existing arrangements because it was the right thing for us to do. That integrity is why I always go back to him. Most recently, he worked really hard to make sure we got the cover we needed at a really good price."
World-Class Insurance Cover and Personal Advice
Richard Hadley is authorised by the FCA to provide advice on Protection and General Insurance.
Your Guide to a Secure Future.
Planning for the future can feel like navigating a maze, can't it? But imagine having a guide, a partner who helps you secure the paths ahead.
That's what Goodniss Insurance offers. We provide a range of products designed to bring you peace of mind, no matter what life brings.
Think about what matters most to you:
Life Insurance: It's more than just a policy; it's a promise to your loved ones, ensuring their security and well-being even if you're no longer there to provide.
Home Insurance: Your sanctuary. With home insurance from Goodniss, you can rest easy knowing your valuable asset is protected against the unexpected.
Critical Illness Cover: Life can throw curveballs. This offers financial support when you need it most, allowing you to focus on recovery without the added worry of bills.
Health Insurance: Provides access to timely medical care, helping you get back on your feet quickly.
Income Protection: Safeguard your financial stability. If illness or injury prevents you from working, you'll still have a financial safety net.
Landlord Insurance: Specialist cover for landlords, safeguarding your investment from damage, liabilities, and unforeseen events.
Over 50's Insurance: Secure peace of mind and help cover future costs for your loved ones with a fixed premium.
We also offer Business Protection—including Key Man, Executive Income Protection, and Relevant Life policies—to safeguard your company's financial stability and value against the unexpected loss of a principal individual.
At Goodniss, we believe in providing comprehensive protection tailored to your unique needs.
Let us help you build a secure future, step by step.
Your Annual Financial MOT: Why a Yearly Insurance Check-Up is Vital
Most insurance policies bought years ago no longer cover your current debts or lifestyle. Read Richard Hadley's guide on Your Annual Financial MOT to ensure you aren't overpaying or under-insured.
Ready to Secure Your Future? Book Your Free Chat
Book your free, no-obligation chat to see how expert advice can protect your income, family, and assets.
IMPORTANT: Policy Terms, Conditions, and Exclusions
All insurance products are subject to a comprehensive set of terms, conditions, and specific exclusions. These documents are the bedrock of the agreement between the insurer and the policyholder, outlining the precise circumstances under which a claim will be paid, and when it will not. It is vital to thoroughly read and understand these details before committing to any insurance policy.
Your policy documents will provide full details on:
Specific definitions of what the policy covers (e.g., what constitutes a "critical illness").
Premium payments, sum assured, and benefit periods.
Any waiting periods before coverage begins or payouts are made.
Specific exclusions, such as pre-existing medical conditions, undeclared dangerous activities, or conditions arising from specific circumstances (e.g., drug/alcohol abuse).
Conditions for property-related policies, including perils covered, liability, and requirements for unoccupied properties.
We encourage you to discuss all terms and conditions with Richard Hadley to ensure you fully understand your chosen policy. Failure to grasp these nuances can lead to unexpected claim denials and significant financial disappointment.