s(Client names and details have been changed for privacy).

You work hard, manage your household, and plan for your future. You've got an emergency fund for the unexpected, and you trust the NHS to be there if you get ill. But what happens when the unexpected is a health issue that requires fast action? While the NHS is a fantastic service, waiting lists for consultations or treatments can be long, and for many, that waiting period can cause a lot of stress and concern.

Take Jamal, for example. A nagging pain in his shoulder was making his job as a carpenter difficult. He knew he needed to get it sorted, but the NHS waiting list for a specialist was months long. The pain was getting worse, and he was worried about how much time off he might need to take from work. The stress of the situation was almost as bad as the physical pain.

In this moment of frustration, he remembered a conversation with Richard Hadley from Goodniss. Months prior, Richard had discussed the benefits of private Health Insurance with him. At the time, Jamal didn't see the urgency.

"Jamal," Richard had said, "The NHS is a vital service, but private health insurance can be a game-changer. It can give you quick access to specialists and treatments, helping you get back on your feet faster."

After Richard's clear explanation of the benefits, Jamal decided to go ahead with a policy.

As with all insurance policies, terms, conditions and exclusions apply. Individual outcomes may vary depending on your circumstances and the insurer’s criteria.

When Jamal called Richard, he was able to reassure him and explain how to proceed. Jamal was able to see a specialist almost immediately and within weeks, he was diagnosed and on his way to treatment. The policy covered the costs, and he was able to schedule his appointments around his work, minimising disruption. The speed and efficiency of the process meant he was back at work and fully recovered far sooner than he would have been if he had waited.

For Richard, it was another powerful example of how his work helps people. It’s not just about protecting against major disasters; it’s about providing peace of mind and ensuring that small interruptions don’t become major crises.

Invest in Your Health for Your Future.

Health insurance offers a safety net, ensuring you can get the medical attention you need, when you need it. It’s a vital part of a comprehensive financial plan, allowing you to prioritise your well- being without unnecessary delays.

Policy features, exclusions, and eligibility criteria apply; outcomes depend on individual circumstances. Health insurance definitions and coverage can vary significantly by insurer.

Are you confident your health plan could withstand an unexpected health issue?

Contact Richard Hadley at Goodniss Specialist Protection & Insurance Advisors today for a confidential, no-obligation discussion. Let us help you put the right plan in place to protect your future.